Planning Frameworks
Monthly budget templates, goal-setting worksheets, and income allocation guides. These help you figure out where money should go before it actually arrives.
Building Financial Skills Through Real Practice
We've gathered worksheets, templates, and guides that actually get used by our students. These aren't theoretical exercises—they're based on scenarios people struggle with when managing household budgets and planning expenses.
Materials That Mirror Real Situations
Last year, one of our instructors—Siew Lin Tan—noticed students kept making the same mistakes when tracking irregular expenses. So she redesigned the monthly tracking sheet to include sections for quarterly bills and annual payments. Sounds obvious now, but it made a huge difference.
Our materials evolve based on what trips people up. When Singapore changed CPF contribution rates in 2023, we updated our salary allocation templates within two weeks. Because outdated numbers just create confusion and nobody learns anything useful.
You'll find budget planners, debt repayment calculators, and expense categorization guides. Each one includes worked examples—not hypothetical perfection, but messy realistic situations where income fluctuates and unexpected costs appear.
What's Available Right Now
We organize everything into three main areas. Each category contains multiple resources that build on each other—start wherever makes sense for your current situation.
Tracking Systems
Expense logs, category breakdowns, and variance analysis tools. The boring but essential work of recording what actually happens with your finances.
Decision Guides
Comparison matrices for choosing between financial options, debt prioritization calculators, and emergency fund builders. For when you need to make a choice and want some structure.
Current Resource Library
These materials get updated quarterly based on feedback from instructors and students. Download whatever looks useful—no registration required. We're testing a new emergency fund calculator that should be ready next month.
| Resource Name | Format | Pages | Access |
|---|---|---|---|
| Monthly Budget Planner | 8 pages | Request Access | |
| Expense Tracking Template | Excel | 3 sheets | Request Access |
| Debt Repayment Calculator | Excel | 5 sheets | Request Access |
| Goal Setting Worksheet | 6 pages | Request Access | |
| Income Allocation Guide | 12 pages | Request Access | |
| Financial Decision Matrix | Excel | 4 sheets | Request Access |